HGGC, LLC
Chubb Lifetime Benefit Term
When it Comes to All Things Long Term Care, We've Got You Covered
HGGC is funding a 
$10,000 Life + LTC policy for all employees working 30+ hours per week.
Applicant's residence, work location, and billing address must be within the United States.
Click here to learn more.
Top Reasons to Apply Today
Issue Age Rate
Rates are based on your age when policy is issued. Rates do not increase as you age.
Affordable Long Term Care Plan
The plan choices you select determine your premium for LTC insurance.
Wherever You Go,Take it with You
If you leave employment, your coverage is portable at the same rate.
What is my Risk of Needing LTC?
Why would you handle the risk of LTC any differently than you handled the other risks?
						2.3%
Risk of getting into 
an auto accident
1Bureau of the Census Data, 2000 and 2000 data collected from the federal Highway Administration, November 2001
						12.5%
Risk of 
becoming disabled
2ARS-AFM Administrative and Financial Services, Retirement and Benefits, LTC Care Basics Q&A article, Section: It Can Happen at Any Age, January 7, 2003
						40%
Risk of needing LTC
(ages 18-65)
3Long Term Care. AHRQ Focus on Research. AHRQ Pub No. 02-M028, March 2002. Agency for Healthcare Research & Quality
						67%
Risk of needing LTC
(ages 65+)
4US Department of Health and Human Services. “National Clearinghouse for Long Term Care Information.” 2011.